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Hawaii Green Infrastructure Authority (HGIA)

Financial Ally


Finance $25M in energy efficiency, water efficiency, renewable energy, or other decarbonization projects

Markets Served

HGIA serves consumers, nonprofits, small businesses, and state agencies in the Hawaiian Electric Companies' territories (Hawaiian Electric Company, Inc., Maui Electric Company, Ltd., Hawaii Electric Light Company, Inc.).

Products and Services

HGIA works closely with its clients, contractors, and developers on finding appropriate financing solutions for the proposed clean energy project. As a non-traditional lender, HGIA relies on the estimated utility bill savings to repay its loan obligations and has a portfolio of financing products to meet the needs of the Hawaii market, including:

  • The Green Energy Money $aver On-Bill Program to finance the installation of eligible energy improvements for homeowners, renters, small businesses, nonprofits and state agencies with repayments conveniently made through the ratepayer’s utility bill;
  • Direct loans to homeowners, small businesses, and project sponsors to finance the installation of eligible energy improvements; and
  • Direct loans to Hawaii State Agencies located in the Hawaiian Electric Companies’ service territory, to finance the installation of energy efficiency retrofits

The minimum residential project size is $5,000 and commercial project size is $50,000, however, exceptions may apply.  There is no maximum.

To Learn More, Contact

Name: Gwen Tamamoto Lau 
Title: Executive Director
Phone: (808) 587-3868